You’re supporting more and more platforms, which is great. Still, I personally keep drifting back to a YNAB-style workflow. In my case I’ve switched to Actual instead of YNAB, mainly because it’s very similar and I can self-host it for free, so it made sense to save on the YNAB subscription.
The main blocker for me with these platforms is still multicurrency support. That said, I should add that I can actually live without “true” multicurrency budgeting. What really matters to me is being able to see all my account balances in one place. I don’t strictly need them shown in different currencies.
I noticed on the Lunch Flow site that you can show synced bank amounts in a different currency, but as far as I can tell that’s just changing the symbol, the value itself isn’t converted.
So my question is more of a conceptual one: could it be possible to handle a real currency conversion at the Lunch Flow level, at the moment of bank sync? For example, the original amount comes in, gets converted using an exchange rate, and that converted value is stored in a separate column. Then the user could choose which value (original or converted) gets pushed to Actual or YNAB.
Those apps still wouldn’t be truly multicurrency, but at least the data would arrive already normalized to a base currency. Conceptually it doesn’t sound overly complex, but I’m sure there are plenty of edge cases or issues I’m not thinking about.
This is honestly the main thing that’s kept me from fully committing to these finance apps. If something like this were possible, I’d use them without hesitation.
Thanks for reading, and keep up the great work.
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About 2 months ago

Mark
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In Review
💡 Feature Request
About 2 months ago

Mark
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