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Currently, the synchronisation takes place daily; however, some banks and integrations allow more frequent syncs, and it would be great to enable that.

More frequent Sync

Guilherme

After speaking with 4 different Australian bank providers (Basiq, Adatree, Illion and Salt Edge), the pricing for the open banking license is in the thousands of dollars a month, so we’d want to validate that there’s interest from a large number of customers, or that certain customers need a large enough number of connections to justify the cost.If you have a use case or suggestions on how to make the economics work for additional integrations, I’m only a message away over <a target="_blank" rel="noopener noreferrer" class="cursor-pointer decorated-link link" href="mailto:hello@lunchflow.app">email</a> 😀In the meantime, feel free to upvote this post to be notified whenever there’re any updates 😀

Australian Banks Integration

Amr from Lunch Flow

I would like to find a way to import transactions from Trade Republic. Despite having over 10 million users, Trade Republic offers no Plaid/GCL integration, data export APIs, or even CSV downloads. I've found a potential scraper script (https://github.com/BenjaminOddou/trade_republic_scraper) and would be happy to help test or provide sample data if Lunch Flow considers exploring this integration.

Trade Republic Integration

I think it would be very helpful to expand REST API to return more raw transaction information. It could be an optional field switch, something rawData=true and then API response includes the full transaction data Lunchflow has(iban’s, currency exchange info etc) alongside everything else. I know Lunchflow already has the data I’m looking it as I can see it in the Data preview when configuring the “Connection” in the Web UI. Its also available in the Google sheets output “Raw Data” tab, I would just like it to be available via the API too.

More raw transactions data in API destination

Neo Financial

Examples: <ul><li>Monzo pots don't have transactions, only balances</li><li>In Monzo, if you pay from a pot, it leads to 2 transactions (pot → Account, Account → Merchant)</li><li>For Revolut, joint accounts can only be connected to mobile apps</li></ul>More notes in <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://docs.google.com/spreadsheets/d/1EZ5n7QDGaRIot5M86dwqd5UFSGEDTeTRzEq3D9uEDkM/edit?gid=2025445553#gid=2025445553">GoCardless’s integration notes</a>.Some considerations:<ol><li>GoCardless’s notes may not always be easily understandable for end users, only for developers who understand the integration details, perhaps we can ask them for a user-friendly version? or would we need to maintain it?</li><li>Some of the notes are relevant when creating or authorizing a connection, while others are relevant when handling the transaction mapping, how to best highlight this info in the UI without overwhelming users?</li></ol>

Highlight Institution specific limitations

Currently, you need to go into the destination page and manually trigger a sync, or you can wait for the daily sync. Would be great if the sync was triggered automatically and the new data is reflected right away.

Automatically trigger a sync once a connection is relinked/renewed

Jeroen

Add support for Lunch Flow in Switzerland, with a specific focus on integrating with UBS.

Support for Switzerland (specifically UBS)

Dominik

Given that the rules on Lunch Money can’t be easily managed in bulk, it makes categorizing transactions more difficult.Additionally, as new transactions and payee come in, it takes a lot of effort to set up and manages rules for them.It’d also be helpful if Lunchflow could support this regardless of the data source (whether the transactions were imported through Lunchflow, or some other way).

Automated transaction categorization for Lunch Money

Scalable Capital

Ryan

I would like to propose adding an Import API that allows users (or external tools) to push transactions into Lunch Flow as a source, instead of Lunch Flow having to connect to the bank directly. This would also pair incredibly well with the middleware suggestion. Providing more modular processing pieces to user self imported data. Why this is usefulSome users have:<ul><li>banks with no PSD2/aggregation support</li><li>internal systems (business bookkeeping, custom exports)</li><li>bank APIs that only allow personal access tokens</li><li>scripts that already fetch transactions from their bank </li></ul>Currently, these users would have to write both:<ol><li>their own source integration, and</li><li>logic for pushing the data into their destination (Actual, YNAB, etc.)</li></ol> An Import API would remove the need to write destination logic.The user sends raw transactions to Lunch Flow once, and Lunch Flow handles the formatting and destination sync. This lowers the barrier for supporting “rare” banks and edge-case integrations. Requirements / Expectations<ol><li>Simple authenticated endpoint</li><li>Accepts standardized transaction payload</li><li>Lunch Flow handles the rest After posting the transaction, Lunch Flow would:<ul><li>apply any configured middleware (if middleware is implemented)</li><li>send the final processed transaction to the destination(s)</li></ul></li></ol><h3>Example Use Cases</h3><ul><li>Someone has access to a bank API that isn’t supported by aggregation providers.</li><li>A script exports CSV data periodically, instead of writing parsing + categorizing + destination logic, the script simply posts the raw transactions.</li><li>Users with multiple systems (business + personal accounts) that want a unified flow through Lunch Flow</li></ul>

Import API as a Custom Source

Kent

Make account type available over the API

We currently don't sync pending transactions because these transactions are handled differently in each open banking provider, and bank; They can be removed, deleted, or updated at later points in time, which will require special handling for every destination.Some of these actions are not possible currently for some destinations (for example, Lunch Money's API doesn't support deleting transactions).However, feel free to add your use case here (including open banking provider and destination), and I’ll keep you updated on the progress.

Support Pending Transactions

Brian Lawlor

Stripe covers <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://docs.stripe.com/financial-connections/supported-institutions">over 5000 financial institutions in the US</a>, and <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://support.stripe.com/questions/what-is-the-relationship-between-stripe-and-stripe-s-service-providers">integrates with MX and Finicity under the hood</a>.

Support US & Canadian banks

I'd like to start sync from date X, because everything before day X is already imported when I migrated from YNAB to Lunch Money.

Allow choosing sync start date

Remy

Sync Pending transactions to Lunch Money

Aaron

Sync Pending transactions to Actual Budget

Jamie

Hello,Since GoCardless is no longer supported for new users or us that didn’t logged in in a while, this would be an ideal integration to replace the GoCardless integration (to automatically import bank transactions).<a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://actualbudget.org/docs/advanced/bank-sync">https://actualbudget.org/docs/advanced/bank-sync</a>Resources:<a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://actualbudget.org/docs/api/reference#transaction">https://actualbudget.org/docs/api/reference#transaction</a>

Actual Budget Integration

Matic B

As some banks support this, this would be a great addition.

Get more than 3 month transactions history for UK / EU banks

Agastya

Given that<ul><li>some fields are not always returned from the bank integration on transactions (for example: <code>debtorName</code> and <code>creditorName</code>)</li><li>not all fields are visible in Lunch Money (this is currently only supported for Plaid)</li></ul>How do we ensure that the Payee field can utilize multiple fields?Initial thoughts:<ol><li>Allow the user to choose a fallback option to other fields (what happens if those are empty?)</li><li>Highlight that some fields don’t exist on all transactions (there’d be an edgecase where all historic transactions at the time of import have it, but then new transactions don’t)</li></ol>

Enable more flexible field mapping

Etienne

Some users accidentally make changes or recognize later that the fields they chose don’t always contain the information they need (Given that most fields returned by mappings are optional for example).Note: this would be useful for debugging as well, as users can see the transactions available from Lunchflow, although perhaps that should be offered separately? …

Allow updating account configuration after initial import

Albert

Singaporian, Malaysian, Hong Kong, Indonesian banks etc …Currently exploring an integration with Finverse, their coverage is <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://www.finverse.com/bank-data-api#hongkong">here</a>.

Asia Pacific Banks integration

Anderson, Dane

Some Resources:<ul><li><a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://docs.pluggy.ai/reference/investments-list">Pluggy’s API</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://www.quiltt.dev/api-reference/graphql#definition-AccountHolding">Quiltt’s API</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://plaid.com/products/investments/">Plaid</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://github.com/we-promise/sure/blob/65bd9e813a2ab5783993de0e7c666aa5d21d4265/db/schema.rb#L299">Sure’s schema for holdings and securities</a></li><li><a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://docs.snaptrade.com/reference/Account%20Information/AccountInformation_getUserHoldings">SnapTrade API</a></li></ul>

Support investments data

William

Currently exploring an integration via Akahu. You can find a list of supported institutions <a target="_blank" rel="noopener noreferrer nofollow" class="link" href="https://developers.akahu.nz/docs/integrations">here</a> under ‘Enduring Access’ section.